Sr. Risk Architect
Ralph Howard, SR. Risk architect since 2018. Born and raised deep in the heart of Texas. Attended Cy-Fair Highschool and studied at The University of Houston, (Go Coogs!!). Ralph has been married for 57 years and has two sons and five grandchildren. He loves to hunt, fish, and travel. Although he has traveled to 12 countries in Europe and Asia, his favorite destinations are Colorado, Alaska, and Switzerland.
His career began as an Inland Marine Underwriter. He then became a Producer at another agency where he was promoted to President and was there for 32 years. Ralph then went on to become the COO for one of the largest agencies in Texas. Wow, talk about impressive!
When asked what Ralph loves most about the work he does, he says, “sounds simple, helping people. Both those folks I work with and customers.” He is most inspired by setting goals and “making it happen!” When it comes to clients, Ralph feels most inspired building upon the Trust and confidence the clients give him.
The best piece of advice he has received is not to dwell on the past, it is gone. Focus on the future and how you can make things better.